Polyrepo with category consolidation

Polyrepo, one repo per category. Tools share repo as routes

Polyrepo at the category level — chirag127/finance, chirag127/text, chirag127/image, etc. Tools that belong to a category ship as routes inside that repo (finance.oriz.in/emi, /sip, /tax-80c) rather than separate repos. Before creating a new repo, check if an existing category covers the tool. Locked 2026-06-25.

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